My husband is 28 and I'm 22. I'm pregnant with our first kid. He's ecstatic - I'm terrified. How can I let him down gently?

We got married a year ago and I was kind of hoping that we'd be able to experience life together first - get through grad school, build our careers, settle down. But I discovered I was pregnant only 5 months after our wedding, and now I'm 6 months pregnant and I'm still terrified of how my life is going to change. <br><br>My husband is the opposite, and I can't blame him for his ignorance. I just know that I'm not ready. I don't know how to explain this to him. He's been pushing me to let him tell our families and friends, but I don't want to tell anyone I'm pregnant yet. I'm not even sure if I'm comfortable with his parents knowing for now. <br><br>I really don't know if I'm going to be a good mom, or if I'm able to provide for our child and raise it healthily. I love my husband more than anything, but I'm still not sure if I'm ready to take on this responsibility. <br><br>I'm obviously going to have this baby, I just want to know how to approach this with my husband. I know that he's excited to be a father, and I don't want to spoiler that excitement, but I'm honestly afraid he's being delusional. What are my options? How can I talk to him about this without him hating me?<br><br>TLDR: My husband is 6 years older than me and I got pregnant a few months after our wedding. I'm only 22 and I really don't know if I'm ready to be a mother. I don't want to lose my career or independence - how can I approach my husband about it?