Has anyone heard of Dave Ramsey? What are your thoughts?

Dave Ramsey is an American personal finance personality, author, and businessman. He is the host of America's most listened to talk radio show in the personal finance space, The Dave Ramsey Show.<br><br>He creates incredibly well produced and effective content that reaches millions. His content is built around his 7 Baby Steps, America's most trusted plan for following a budget and getting out of debt for good. <br><br>Baby Step 1: Save $1,000 as an emergency fund<br>Baby Step 2: Pay all debt using the Debt Snowball<br>Baby Step 3: Save 3–6 months of expenses in a savings account<br>Baby Step 4: Invest 15% of your income in retirement accounts<br>Baby Step 5: Save for college for your children<br>Baby Step 6: Pay off your mortgage<br>Baby Step 7: Build wealth and give generously