$4 million dollars at age 44 - what now for 20 years of “retirement?”

I’m a 44 year old woman, married to a 45 year old guy. No kids. Just turned 44 this month and we’ve hit a milestone of $4 million between our 401(k)s and other assets. <br><br>I earn $600k/year and our expenses are $100k/year. I have spent 25 years in tech, in roles from junior engineer to tech chief of staff, at companies that have all been household names. <br><br>My husband used to also work in tech, but he left his job a few years ago to found a company that he runs now. It’s a portfolio of 6 craft breweries in different states. <br><br>We’re located in SoCal and we’re both healthy and physically fit. No debt on anything - not even our house. Our house is in a town that you’ve heard of and is probably worth $5 million. <br><br>But I’m really burnt out. I have been since the pandemic. I’m tired of the hours, the conflicts, the lack of work/life balance, the pressure to constantly optimize processes, and the revolving door of employees from all over the world. We also relocated for my job 6 times in the last 10 years, and I finally drew a line in the sand about that last year. The last straw was when they asked me if I’d be willing to relocate again, this time to Asia. <br><br>So I’ve been thinking that since we’re both doing well with our money, maybe it’s time for me to step away. <br><br>The problem is it feels scary to do that. It feels even scarier to tell my husband that. <br><br>At age 44, I don’t feel like I’m ready to live out of a van or sit in a rocking chair on the porch. I don’t know what my next chapter is. I am smart and capable, and I want to continue learning, making money, and staying engaged. I’ve given my all to my job for 25 years and now I want to give back to myself. <br><br>But what will that look like?