How do you spend $40,000 a year in Singapore?

I have this English friend who recently just moved back to London after working in Singapore for 13 years. He spent the last 2 years abroad in London, and now has come back to Singapore with his Singaporean wife and baby.<br><br>When he was in London, he told me he finds it super cheap compared to Singapore, even though the internet and all statistics say that London is more expensive.<br><br>This's when it hit me that if you are used to spending and earning in SGD, London is indeed much cheaper.<br><br>Anyway, I pulled a number out of a hat and asked him how would someone spend $40,000 a year (or $3,333 a month) and still feel like they were living a relatively modest life.<br><br><br><br>He said you would need to earn $40,000 a month in London, to have the equivalent modest life.<br><br><br><br>I'm leaving Asia in a few weeks and I will be 40k a year short.