Would you pay $50 extra a month for a benefit that pays $2000 upon death?

I am not sure if this has already been posted but I thought this benefit was interesting. For context: I have health and disability insurance through my work. One of my disability options is a "Accidental Death and Dismemberment" policy. It pays $2000 if you die in an accident and you can add a Dismemberment benefit that will pay out should you lose a limb in an accident.<br><br>I can choose to pay $25.11 every two weeks to add this benefit. So obviously I am leaning towards not buying it but I'm not sure. I am very conservative with my money and I only try to invest in smart things but I am leaning towards this being a good thing to "invest" in.<br><br>Edit: I know I could make that money myself but the real question I am asking is if you would buy this benefit.<br><br>Edit part 2: I can't seem to reply to many of the comments. The benefit pays out in any circumstance that can be classified as an accident.<br><br>Edit part 3: I am not sure how my mother would get the insurance money. I am not going to die.