I’m 26 years old. I make 150k. I have $200k saved and am stressed out all the time. Is that normal?

I’m 26 years old and I don’t know if I’m the type of person that can ever be financially stable. I make a lot of money but I spend a lot of money. I’ve had a million different financial plans over the last couple years and I’m barely on track with any of them now. I’m constantly worried about money and I’m confused…<br><br>I make 150k every year. I have to pay 30% taxes on that so my net income is 100k per year. I make 8,333/month post tax. My rent is 3,500/month and my car payment is 1,000/month. My insurance is around 150/month. My phone bill is 150/month. I spend a lot on food and going out. If I don’t have something going on after work I’ll go to the bar and drink and eat appetizers. I’ll take an Uber home and then order food to my house when I get home. I’ll easily spend 100-200 a night doing that and will sometimes do it 3-4 nights a week. Weekends are usually the same and I’ll usually spend an entire day drinking at the bar. With all that added up I’m usually around 3,000-3,500 in discretionary spending. My car insurance/phone bill/ anything else adds around 500-1,000 on top of that so my total living expenses every month are around 6,000. <br><br>I started saving last year with the goal of saving 50% of my income last year. It didn’t happen and I saved 30%. With my income and all my expenses I just don’t have enough money to save 50% of my income every month. It’s not mathematically feasible. I have a goal to save 30% this year and it might not happen. I’m behind already but I’ll probably save around 20-25% this year. <br><br>I’ve run the numbers and if I can save 30% I can retire in 30 years. If I can save 25% it’s 40-45 years. 15-20% is 60+ years. I can save 15-20% if I cut my expenses down to the bare minimum but at that point I won’t have any fun and I’ll just be living to work every day. <br><br>I’m so confused by all this. I make more money than 90% of Americans but I’ll still have to work until I’m 60. I’m jealous of people that can retire earlier and it feels unfair that I won’t be able to do the same.<br><br>I’m on track to have around 200k saved at 27 but I just can’t save any more. With all my expenses added up I don’t make enough money to save 30-50% of my income. I have a big emergency fund saved up and I don’t need it. I can invest it but I just don’t think I’m ever going to be able to retire until I’m 60.<br><br>I’ve read a million articles and books about money and I’ve lurked this sub for a few months now and I still just don’t get it. I would love to be a high saver and retire early but I’m just not naturally wired that way. I don’t make enough to save 50% and not go bankrupt. I’ll probably be able to get by on saving 20-30% but it’s physically and mentally exhausting. I feel like I can’t enjoy myself because every dollar I spend is taking away from my future. The only thing I can think about is money and it’s ruining my life.<br><br>It feels like I’m stuck in this never ending cycle that I can never escape. I’ll just work and save until I die with nothing to show for it. I’m jealous of millionaires that can retire and enjoy their lives at a young age. I just want to be able to enjoy life too and not have to worry.<br><br>I feel like no matter how much money I make I’ll always feel this way. I know people make way less than me and are able to save way more. But for some reason I’m just not wired that way. I can’t save money and I’ll probably never be able to retire. At this point in my life I should probably be used to it. But every time I realize it I get incredibly stressed out and anxious. What am I supposed to do?