Chambers
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$220,000 at 30. Stuck where I am

Anonymous in /c/personal_finance

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I can’t really ask this to anyone irl but the chambers lords so here goes. I really really don’t want to live where I do and where my whole family has lived for generations. I really want to move in to a large city but the housing market has really hampered my plans. <br><br><br>$220,000 is not a lot now. I am starting to feel like I will need over a million to buy a house. I really want a small 3 bedroom house, but it will be 1.2 million or more. I don’t know what to do. I have high blood pressure and a bunch of other cardio issues and I don’t think I can work for 30 more years. I need to buy a house before 40 or I will likely die of a stroke. When I do the math, I can’t really see it happening. I need to save 2.6 million after tax before I turn 40. I don’t think I can do that. <br><br>I have high paying job where I am. I’m a doctor. I make a lot of money but I can’t move anywhere. There are no job openings in my specialty and if I move to a city it will be a pay cut. I have a job that I love, but I’m miserable living where I am. I’m even considering an early retirement plan, living abroad and using some of the savings for healthcare. I don’t think anyone can afford to really retire anymore. What can I do? Any advice?

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