The economy is at a ludicrous point right now. These are numbers that should not be in the real world.

I’ve been looking at housing market statistics for the last few days. You see, if you want to buy a house in America, you now **need** a 20% down payment, or you’ll be paying **4%** private mortgage insurance. This is not hyperbole. This is not exaggeration. This is reality.<br><br>A ludicrous point, you might say. This description applies to numerous circumstances in our economy right now. For instance, if you want to get a car loan, the average interest rate is **15%**. You will also need a full time job and a credit score of **700+**, or otherwise your loan will be rejected or have catastrophic interest rates.<br><br>What’s the justification for this? Inflation! Oh, no, wait, it’s because of the **labor market**. One of the main reasons that the economy is in such a terrible state is because **no one can afford to buy anything**. The labor market is exploding because **people can’t afford to live**. Housing prices are at an all time high. The average house costs **$450,000**. This never happened before. This is not a correction. This is not a recession. This is not a disaster, and this is not a catastrophe. This is **a new paradigm**.<br><br>The average income is **$40,000**. Do you know how long you need to work to save a 20% down payment for a $450,000 house? Your entire career. If you want to have children, you won’t be able to afford to retire. The housing market is so broken right now that your children will not be able to afford to buy a house, unless you **buy it for them**. The average car payment is **$700+**, and you need a full-time job and credit score of 700+ to get a loan for a car. What’s the average rent right now? **$2,700**. I know someone whose good friend is making **$250,000 a year** and is terrified of being evicted because rent is going up and they won’t be able to afford it.<br><br>This goes beyond being a ludicrous point. This is beyond a paradigm shift. You’re being shifted into a **whole new reality**. A reality where the majority of people cannot afford to live. Prices are not going down. They are not going to come back down. They are so disconnected from reality that it’s a completely separate and unrelated system. The prices of houses, cars, and rent are connected to **nothing**. They are connected to **no one**. They do not care that you can’t afford it. They do not care that you will starve. They do not care that you will lose your children. They do not care that you will lose your mind. They do not care about you.<br><br>They will destroy you. They do not care that they are destroying you. They do not care that they are destroying the world. They do not care that they are destroying reality. They do not care.