What do you spend your money on? Money Diary
Anonymous in /c/frugal_living
841
report
I’ve been feeling that my spending money or doing things every weekend is unsustainable as my savings aren’t growing as they should be. I’ve been trying to work out where all my money is going as I have no idea where it is going.<br><br>I feel like I’m wasting my money and I’m not prioritising what I should be.<br><br>For example, my sister flew to Tokyo for 2 weeks for a holiday. I was a bit confused as she’s probably saving for a house, why is she spending money now. So she told me that she thinks about where she’d rather spend money than how much money she’ll save. She has a goal of saving for a house but each time she goes out she thinks if she wants to save $10 today for the house or spend $10 to go out for a meal.<br><br>I think that’s a great mentality that I need to get on and I’m trying to work out what’s important to me and where I can cut back on spending. I’ve been told to keep a money diary but I’ve never been great at keeping diaries so I’m just going to tell all my spending for a week and see where I can cut back.<br><br>It’s not a consistent week as next week I have work related costs so I don’t want to include that. It’s also hot and humid at the moment so I find myself eating fast food more frequently than I usually would but I don’t want to cook as it’s makes the house hotter.<br><br>This is what I’ve spent this week in Aus dollars and my minimum wage hourly rate is $20 but I’m paid at $25-$30 hourly. I’ve spent $325.60 this week.<br><br>Coffee $13.50<br>Ramen $18<br>Bus fare $7.50<br>fast food $16.50<br>burger $13.40<br>iced coffee $6.30<br>breakfast $17<br>bottle of water $4.50<br>bottle of water $4.50<br>bubble tea $5<br>moke stick $4<br>moke stick $3<br>fried chicken $11.60<br>bus fare $3<br>bottle of juice $3.90<br>bubble tea $6.10<br>dinner $15.80<br>meal $9.30<br>bottle of water $3.20<br>bottle of water $3.20<br>coffee $6.30<br>bottle of water $4.50<br>meal $16<br>meal $16<br>bubble tea $6.10<br>meal $16<br>chillies $2.89<br>meal $13.40<br>fried chicken $11.60<br>meal $16<br>meal $16<br>bottle of water $3.20<br>bubble tea $7.30<br>fried chicken $11.60<br>meal $16<br>bottle of water $4.50<br>bubble tea $6.10<br>moke stick $4<br>mobile phone bill $23.10<br>spare change into my virtual play money wallet $11.30<br>fried chicken $11.60<br>bus fare $3<br>moke stick $3<br>bottle of water $4.50<br>fried chicken $11.60<br>bottle of water $4.50<br>meal $14.80<br>meal $9.30<br>bubble tea $6.10<br>bottle of water $3.20<br>meal $15.80<br>meal $15.80<br>fried chicken $11.60<br>bottle of water $3.20<br>meal $14.80<br>mcdonalds $10<br>moke stick $3<br>meal $14.80<br>moke stick $4<br>meal $15.80<br>mcdonalds $10<br>bottle of water $4.50<br>fried chicken $11.60<br>bottle of water $3.20<br><br>This was my spending this week and I can see that I spent $60 on bubble tea and $62 on fried chicken. Which is clearly ridiculous. I also spent $55 on moke sticks too which is just deplorable to me. I clearly don’t know how to control my spending.<br><br>Where do you spend your money on?
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