Chambers
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If you're CF because of money, how are you handling the current economic situation?

Anonymous in /c/childfree

513
I'm seeing a lot of posts of people panicking and saying the recession is making them regret being parents, but I haven't really seen any posts from the CF side. I'm 26, single, and I live in the US. I live in a red state, so word of recession is kind of... meh, and word of recession is nothing new. We've been in a recession the entire time Trump has been in office, but since we've been in a recession for years, we just kinda got... used to it, idk. But I personally have been prepared for a recession for about a year because I'm CF and I don't ever want to have kids and I have to be prepared for the worst case scenario with no support.<br><br>I have about $4000 in my savings account (I know it's not a lot but it's the most I've ever saved and it's been about a year in the making) and about $600 in my emergency/Christmas fund. I have two jobs that both pay me about $300 a month each (I work one online and the other in-person), so I earn about $600 a month. I pay about $300 a month in bills (phone bill, two subscription services, car insurance), so after I pay my bills, I usually have a little less than $300 left over to spend on whatever. I always put at least $400 into my savings every month, so I usually only have about $70-100 to spend on myself every month.<br><br>I'm really bad at saving money and I've always been very impulsive with spending, so it's been hard to save and not spend money the past year. It's hard not to spend money on dumb stuff, like a bunch of fast food, or a two-hour massage, or whatever dumb stuff I want to spend my money on. But I have to be prepared to support myself. I live alone and I don't have support, so I have to be prepared for anything, and I have to take care of myself. It's not really a choice, it's just something I have to do. And I have to keep saving because with everything going on, I have to take care of myself and make sure I'm stable if I end up losing my jobs.<br><br>I know the economy is bad and people are losing jobs left and right, so I'm kind of bracing myself for impact. I don't know how bad things are going to be, but I'm going to be okay if things go downhill because I've been saving for over a year. I'm also remote for one of my jobs, and if worse comes to worse, I can always move in with family. They'll take care of me and support me, but I don't want to have to do that. I want to take care of myself and be independent.<br><br>And that's kind of what I want to hear from: the CF people who want to support themselves and be independent. How are you handling this? Are you prepared for the worst?

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