What would you do if you had $200,000?

I am 50 years old, and after a LOT of hard work, living within my means, sacrificing, and cashing checks, I find myself debt free, with a nest egg of $200,000.00, this is not including my house, or IRA. This is just cash in the bank.<br><br>All my kids are adults, living out of the house. I am single, female. I want to enjoy this money. But the fear holds me back. Two of my children live hand to mouth, but I cannot support them, as they do not take responsibility for their lives. I have 2 other children that live within their means, they are true blessings. I live paycheck to paycheck with my better half, but we do not need much. I'd love to spend some on him, but he refuses, he wants me to enjoy it.<br><br>My question is: What would you do with $200,000 cash, and how would you enjoy it?<br><br>I am asking as I feel responsible to be smart with this money, but I am not smart as I am only a hairdresser, I know nothing about finance. I am afraid of losing it to bad investments, because I don't even know how to start investing. I am working on that now.<br><br>I am thinking of buying a new car for me, (I drive a 2006 SUV with 245,000 miles. It is in good condition for the age, but I finally feel like I want better) I'd like to buy a new car for my youngest son, (my pride and joy), he works so hard, but drives a crappy car, and I'd like to take a really nice trip with all my children and their families. (I really want to gift all my grandkids a week at Disney, as they are the light of my life)