Just turned 26 with 90k in student loans and 60k savings. What should I do with my money?

Hey guys, I've got some money now and I'm wondering what the best plan is for it. With a constant income and low expenses, I've found myself with a pretty sizable amount in savings.<br><br>I've got about $60k sitting in my savings right now. That's a lot of money to have just idly sitting around. What should I do with it?<br><br>I owe about $90k in student loans at 4.53% interest. I'm currently in a period of deferral due to the COVID crisis, which will end in August. I've got a relatively stable job and a solid income, but I'm still building my emergency fund. I've read a lot about managing debt, but I want to know if it's smart to pay off my student loans aggressively or if I should explore other options like maxing out my IRA contributions or investing in a taxable brokerage account. I heard about the "50/30/20 rule" for budgeting, but I want to know how to make the most of my money without over-extending myself. <br><br>TLDR: With a constant income, I've found myself with a sizable amount in savings. I've got about $60k and owe $90k in student loans. What should I do with my money?