I'm 23M and finally got a financial advisor

So I managed to save $12,000 by 22, and have grown that to around $45,000 as of today. It's mostly due to my gf's parents making me buy stocks when I was 19 (and they gave me the money) and then I saved all of my money after college. After this, I realized that 45,000 is way more money than I am used to, and I need help. What better help than that of a financial advisor?<br><br>I got with a financial advisor through Wells Fargo and for the first five minutes I had to hear him talk about his kids, but after that we got down to business. In the first five minutes of analysis he had already taught me a couple things about my retirement account and some of the bad investments that I had made that I already knew about. He then analyzed my Wells Fargo account and ran a couple simulations. He showed me that if I continue to save at the current rate that I'm at that I will be a millionaire before I'm 40. He also showed me that if I were to make a withdrawal of around $30,000 at 28 (in case of an emergency) it would set me back maybe a year and a half in the long run. He also set me up with some protection for my identity and some protection for my money as well. <br><br>I was a little worried that he would try to get me to invest my money into some shady stocks or something, but his whole vibe is to make sure your money grows at a steady rate. For example, since riskier investments have higher rewards, but riskier stocks are riskier, you need to have a balance between stable stocks and riskier stocks to get a good risk/reward ratio. This is just an example that I learned in college, he didn't say that exactly, but he did talk along the lines of that. <br><br>Overall it was a great experience and I'm glad that I finally did it. If you have some extra money it may be great to get a financial advisor, and sometimes it's free.<br><br>EDIT: It's not 12% interest, I made a mistake. I made 33,000 over the span of three years, not per year. It is around 12%/year, however.