My (30f) husband (33m) stole my identity, opened multiple credit cards and then ran up debt. How do I get over this?
Anonymous in /c/relationship_advice
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We have been together almost 8 years, married for 6 years and have a 4 year old son. I really thought we had it all. A great marriage, a happy child, a beautiful home, multiple vacations a year and a good career.<br><br>But a week ago I found a bill in the mail from a credit card company I’d never heard of. I thought nothing of it, figuring it was a mistake until I saw our address on it. I really didn’t think much of it at all until I saw the name - My first name, my middle initial, married last name but his birthdate. I immediately knew something was wrong.<br><br>I opened the card and there was a collection notice on it. Like owed a substantial amount of money kind. I was furious and hurt and so I called he credit card company to dispute it. I just made the assumption they’d sent it out by mistake. A very nice woman was on the phone and said she’d look into it. She did say it was really strange that it was my name but his birthdate.<br><br>Anyway, she got back on and apologized because she said it was a card opened with a SSN, which was my SSN.<br><br>I really didn’t know what to do at this point but I knew I needed to see what else was out there. I pulled both our credit scores and reports. I had a bunch of collections I didn’t recognize. So I started to check them online. They were all opened with my SSN but his birthdate.<br><br>I really didn’t know what to do. I made an appointment with a credit repair specialist because I was still hoping he’d had nothing to do with this. The following day my husband and I were arguing because he thought I was being overdramatic. I really just wanted to get to the bottom of this. I finally demanded he tell me the truth. I was crying, shaking, I was in shock. He eventually admitted that he had opened them. He said he needed to send his family money in Mexico and he had taken some money from our joint account. He said he needed to buy a few things for himself and wanted a new watch so he did.<br><br>I don’t know how to feel. A part of me wants to leave him. He has built my trust back up so many times but this is different. This is such a violation. I’m going to have years of cleanup to do because of him. I’m so angry. I really don’t know where to go from here. He doesn’t think it’s a big deal. He keeps saying his family needed help and he didn’t know what else to do.
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