You can get a credit card “product change” by just asking.

Credit card companies don’t want to lose good customers. <br><br>If you have had a card from them for a long time and you want a better cash back rate, travel rewards, etc., just call them up and ask them. <br><br>They will actually change your card to another card with the same credit organization. <br><br>I went from no cash back to 5% cash back and now earn approximately $300 a month with my Chase Freedom Unlimited. <br><br>Don’t be afraid to do this.